About the author


Jeremy Crooks

Jeremy grew up in Sydney Australia. He has tertiary qualifications in business, training, and Bible. With experience in both church ministry and corporate human resources, Jeremy has a strong interest in how faith is demonstrated in our homes and workplaces. You can contact Jeremy at


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    Long time blog reader, first time commenter here. Thanks for the article Jeremy — agree with your perspectives.

    As many others would know, these matters are regularly on the mind of the average Aussie living in suburbans areas, esp. with the price of housing being so high.

    Due to various family factors I think we’d be classified as “long-term renters”. It’s not that we couldn’t get a mortgage, it’s just not the decision that we’ve come to. Obviously in an ideal world we’d all own our own homes with the benefit of the associated security, freedom, asset-value, etc. but that isn’t always possible.

    The thing that has surprised me is the attitude of some other Christians toward this decision. None have been this direct, but the sentiment of some has been, “Don’t you think that’s poor stewardship? Renting is dead money. You should be investing the money God has given you.” Basically, renting should be for those that just can’t afford a mortgage.

    I guess I want to question this? It all comes down to priorities. If you determine that the investment of time, money, etc. for 30 years so that you can own a large asset at the end is worth it, then go for it, however I don’t know that many people realise the influence that a mortgage has on other aspects of life. From growing up as a child and also as an adult seeing other family and friends, it’s something that should be considered.

    My point … the extra disposable income that renting provides allows for saving, spending of family time and making memories (holidays, travel, etc.), children’s education, giving to missions and Christian endeavours, and helping family and friends when possible. Many of these valuable opportunities don’t exist when your budget is dedicated to a mortgage, and then surviving.

    Anyway just some thoughts for other renter’s out there. As a Christian there many be many ways that your situation can be used to honour God, even if you can’t mount paintings on the wall, or redo the bathroom.

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    Great thoughts Matt. I think renting can bring a freedom that home ownership does not.

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